Disclaimer

 The  material provided in this site is for information purposes only and  should not be used or construed as an indicator of future performance,  an offer to sell, or a solicitation of an offer to buy nor recommend any  security, nor shall any security be offered or sold to any person, in  any jurisdiction in which such an offer, solicitation, purchase, or sale  would be unlawful under the securities laws of such jurisdiction. A  broker-dealer, broker-dealer agent ("BD agent"), Registered Investment  Adviser, or Registered Investment Adviser agent ("RIA agent") may only  transact in a particular state after licensure or satisfying  qualification requirements of that state, or only if they are excluded  or exempted from the state's broker-dealer, BD agent or RIA agent  requirements, as the case may be. Follow-up, individualized responses to  consumers in a particular state by the broker-dealer, BD agent,  Registered Investment Adviser, or RIA agent that involve either the  effecting or attempting to effect transactions in securities or the  rendering of investment advice for compensation, as the case may be,  shall not be made without first complying with the state's  broker-dealer, BD agent, Registered Investment Adviser, or RIA agent  requirements, or pursuant to an applicable state exemption or exclusion.  For information concerning the licensure status or disciplinary history  of a broker-dealer, BD agent, Registered Investment Adviser, or RIA  agent, a consumer should contact his or her state securities law  administrator. 

 We  are committed to protecting your privacy and maintaining the  confidentiality and security of your personal information. We do not  disclose nonpublic personal information about our present or former  clients/investors to third parties other than as described below:

  We  collect information about you (such as your name, address, social  security number, assets and income) from our discussions with you, from  documents that you may deliver to us and in the course of providing  services for you. We may use this information to provide services to  you, to open an account for you, to process a transaction for your  account, or otherwise in furtherance of our business. In order to  service your account and effect your transactions, we may provide your  personal information to our affiliates and to firms that assist us in  servicing your account and have a need for such information, such as a  broker or fund administrator or financial adviser. We may also disclose  such information to service providers and to financial institutions with  whom we have joint marketing arrangements, but we require them to  protect the confidentiality of your information and to use the  information only for the purposes for which we disclose it to them. We  do not otherwise provide information about you to outside firms,  organizations or individuals, except to our attorneys, accountants and  auditors and as permitted by law.

We restrict access to nonpublic  personal information about you to internal personnel and affiliates who  need to know the information to perform their job responsibilities and  to conduct and process your business in an accurate and efficient  manner. We maintain physical, electronic and procedural safeguards that  comply with federal standards in order to protect your personal  information.

California residents only: Your non-public personal  information will not be shared with non-affiliated third parties. Please  note that this does not apply if we need to disclose the information to  effect, service, administer or process a transaction, product or  service you have authorized or requested; to protect against fraud,  liability or damages to property; to respond to judicial process; in  connection with settling a transaction; or as otherwise permitted by  law.